Updated 03/25/2013. All fees are subject to change.
| Insufficient Funds | Fee
|
| Insufficient Funds Fee for returned checks | $25.00 |
| Insufficient Funds Fee for returned ACH transfers | $25.00 |
| Insufficient Funds Transfer from Share Account for ATM transactions | $10.00 |
| Insufficient Funds Transfer from Share Account for one-time Debit transactions | $10.00 |
Insufficient Funds Transfer from Share Account for all other transactions |
$5.00 |
| Checking Account Fees | |
| First Box of Checks | Free |
| Stop Payment (Stop on check applies for six months) | $20.00 |
| Copy of Check | $5.00 |
| Debit Card - All point of Sale Transactions | Free |
| Debit Card - ATM withdrawals and transfers | 12 free/month |
| Debit Card - Transactions beyond 12 in any month | $1.00 each |
| Debit Card - Replace Debit Card | $10.00 |
| Debit Card - Balance inquiries at the ATM |
$1.00 each |
| Debit Card - PIN Reminder |
Free |
| Account Fees | |
| Primary Account closed within 90 days of opening |
$5.00 |
| Inactive Account- No activity for a primary account under one member's number for a consecutive 12-month period with a balance of $100 or less, if not using any other products or services. Excludes accounts owned by minors | $5.00/month |
| Returned Mail (incorrect address) | $5.00 |
| Deposit Item Returned | $20.00 |
| Official Credit Union Check -- Payable to yourself | Free |
| Official Credit Union Check -- Payable to others | $2.00 each |
| ACH Stop Payment | $20.00 |
| Current Statement Copy -- Up to 6 months | $2.00 |
| Current Statement Copy - Over 6 months | $5.00 |
| Replace Bank of Castile Check Cashing Card (1st two free) | $5.00 |
| VISA Credit Cards | |
| VISA Credit Card Rush Order | $30.00 |
| Visa Credit Card Late Payment Fee | $25.00 |
| Visa Credit Card Replacement Fee | $10.00 |
| VISA International Transaction Fee |
Up to 1% |
| Loan Payments | |
| Late Loan Payment | $25.00 |
| Deposit Item Returned |
$20.00 |
| Gift Cards | |
| Gift Card Purchase Fee | $2.95/card |
| Gift Cards - Monthly fee after a continuous 12-month period of inactivity | $2.95/month |
| Gift Cards - Lost/Stolen Card Replacement |
$5.00/card |
| Services | |
| Copy of Credit Union Bank Check | $5.00 |
| Office Copier Use (per page) | $0.25 |
| Local Fax | $2.00 |
| Wire transfer, Domestic | $20.00 |
| Wire transfer, Foreign | $30.00 |
| Protest Fee | $20.00 |
| Copy of a Lien Release | $10.00 each |
| Research Hourly Fee |
$20.00 |
| Summer Living Account | |
| Each early withdrawal of Summer Living Account |
$20.00 |
| Holiday Club | |
| Early Withdrawal of Holiday Club and Close Suffix |
$10.00 |
| Certificates of Deposit (CDs) | |
| Early Withdrawal of CD - 6 month Term | $20.00 |
| Early Withdrawal of CD - 12 month Term |
$30.00 |
| Money Market Account | |
| Money Market Account Below Minimum Balance |
$15.00 |
| Individual Retirement Account (IRA) | |
| IRA Transfers during first 10 business days in January |
Free |
| IRA Transfers during first 10 business days in July |
Free |
| IRA Transfers during any other time |
$20.00 |
| Miscellaneous Fees | |
| Third party check cashing at the credit union office | $5.00 |
| Transfer to an account at another credit union | $5.00 |
Membership eligibility required. Visit our membership page for details. Your savings are federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.
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