Loans Overview

Loan Center

Gates-Chili Federal Credit Union Offers the Following Types of Loans:

Vehicle Loans

Credit Cards

Personal Loans

Line of Credit

Home Equity



Boat & RV Loans

Share Secured

Education Loans

Ready to Get Started on Your Loan?

All credit union members begin with a savings account with a minimum balance of $25. To join the credit union, you don't need to make an appointment -- just stop by! Not sure if you’re eligible to join?

Apply Online

See all Rates | Contact a Loan Specialist at (585) 247-1090

Automatic Loan Payments through Payroll Deduction

When members have their paycheck directly deposited into their credit union account, they can choose to have loan payments automatically deducted from each paycheck. You can set this up when you finalize your loan or at a later date by filling out a Payroll Deduction Authorization form at the credit union office.

Summer Skip Options

Credit union members can opt to have their loan set up so that no payments are due during the summer months. While this option was created to benefit the many members that are school district teachers and staff, any credit union member can use this option. Speak with a loan specialist for details.

Summer Skip-A-Pay

As a valued Gates Chili FCU member, you may be able to skip your July or August payment on your loan this summer. Apply Now

Meet With OurCertified Financial Counselors 

We are here to help, including those with
“less than perfect”credit.

(585) 247-1090
Call to schedule an appointment.

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