Member Resources Fees
Fees
Membership/Account/Loan
| first check order for a new checking account |
Free
|
|
Official checks |
3 free/month then $2.00
|
| Stop payment (Check or ACH) |
$25.00
|
| Primary Account closure within 90 days |
$5.00
|
| Inactive Account - No activity within the member relationship for a consecutive 12-month period on accounts with a daily balance below $100 |
$5.00/month
|
| Returned Mail (incorrect address) |
$10.00
|
| Insufficient funds fee |
$25.00
|
| Returned check fee |
$25.00
|
| Loan late fee |
$25.00 each
|
| Summer Living and Holiday Club Account early withdrawal fee |
$25.00
|
| Early withdrawal penalty – 12 month term or less |
90 days interest
|
| Early withdrawal penalty – terms longer than 12 months |
180 days of interest
|
ATM/Debit/Credit Card
| Gates Chili FCU ATM |
Free
|
| Credit Union Network ATM transactions |
12 free/month, then varies depending on ATM
|
| ATM Balance Inquiry |
$1.00
|
| Replace lost/damaged debit or credit card |
1 free/year, then $10.00
|
| Visa Credit Card rush order |
$50.00
|
| Visa Credit Card late fee |
$25.00
|
| VISA International Transaction Fee |
Up to 1%
|
Gift Cards
| Gift Card Purchase Fee |
$4.95/card
|
| Gift Cards - Monthly fee after a continuous 12-month period of inactivity |
$4.95/month
|
| Gift Cards - Lost/Stolen Card Replacement |
$8.00/card
|
Miscellaneous
| Domestic Wire fee |
$25.00
|
| International Wire fee |
$50.00
|
| Protest fee |
$25.00
|
| Lien release replacement |
$10.00
|
| Statement copy |
Up to $5.00 each with a max of $20.00
|
| Copy of cleared check |
$5.00 each
|
| Hourly research fee |
$25.00
|
| Non-member check cashing fee |
$10.00
|
Fees
Member Resources
We're committed to providing resources and benefits that enhance our members' lives.