Updated 3/25/2013. All rates are subject to change.
Savings Accounts Rates are subject to credit union approval. Subject to change. |
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| Share Accounts | Rate
|
APY
|
| Primary Savings / CUCUMBER Youth / New Baby Accounts | 0.10%
|
0.10%
|
| Holiday Club Account | 0.10%
|
0.10%
|
| Summer Living Account | 0.20%
|
0.20%
|
| Money Market Accounts | Rate
|
APY
|
| All balances | 0.10%
|
0.10%
|
| Share Certificates / Certificates of Deposit | Minimum
|
APY
|
| 06 Months | $500
|
0.10%
|
| 12 Months | $500
|
0.10%
|
| Individual Retirement Accounts (IRAs) : Traditional, Roth | Rate
|
APY
|
| All balances (1/1/2013 - 6/30/2013) | 0.10%
|
0.10%
|
| Coverdell Education Savings Account | Rate
|
APY
|
| All balances (1/1/2013 - 6/30/2013) | 0.10%
|
0.10%
|
Loans The rates and loan terms are determined based on applicant's past credit history and current credit score and financing options. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates are subject to change. Prime Rate (PR) as reported by the Wall Street Journal. To apply online, view our online applications. |
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| Vehicle Loans | Non-Variable APR
|
Variable APR
|
| New Vehicle |
As low as 2.49%
|
5.00% (PR+1.75%)
|
| Used Vehicle | As low as 3.49% |
6.00% (PR+2.75%) |
| Classic Car Loans | Non-Variable APR
|
Variable APR
|
As low as 4.25%
|
6.00% (PR+2.75%)
|
|
| Boat Loans | Non-Variable APR
|
Variable APR
|
New Boat |
As low as 6.95%
|
6.00% (PR+2.75%)
|
Used Boat |
As low as 7.95%
|
7.00% (PR+3.75%)
|
| Recreational Vehicle Loan | Non-Variable APR
|
Variable APR
|
| New Vehicle (model years 2012 and 2013) |
As low as 6.95%
|
6.00% (PR+2.75%)
|
| Used Vehicle (model years 2004 to 2011) |
As low as 7.95%
|
7.00% (PR+3.75%)
|
| Other Recreational Vehicle Loan | Non-Variable APR
|
Variable APR
|
| New Vehicle |
As low as 6.95%
|
6.00% (PR+2.75%)
|
| Used Vehicle |
As low as 7.95%
|
7.00% (PR+3.75%)
|
| Personal Loans | Non-Variable APR
|
Variable APR
|
Up to 36 months |
As low as 10.45%
|
11.75% (PR+8.5%)
|
37 to 72 months |
As low as 11.45%
|
11.75% (PR+8.5%)
|
73 to 120 months |
N/A
|
11.75% (PR+8.5%)
|
| Share Secured Loans | Non-Variable APR
|
Variable APR
|
| Up to 72 months | 3.25%
|
4.00% (PR+0.75%)
|
| 73 to 120 months | N/A
|
4.00% (PR+0.75%)
|
| Line of Credit | Non-Variable APR
|
|
| Terms up to 36 months |
13.60%
|
|
| Graduate Education Loan | Non-Variable APR
|
|
| Up to 96 months | As low as 6.00%
|
|
| With direct deposit or automatic payments | As low as 5.75%
|
|
| With direct deposit and automatic payments |
As low as 5.50%
|
|
| Mortgages | Today's Featured
Mortgage Rates |
|
Home Equity Loan |
Non-Variable APR
|
|
4.50% - 6.50%
|
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Home Equity Line of Credit |
Non-Variable APR
|
|
Introductory Rate (until 12/31/2013) |
1.75%
|
|
Contract Rate |
PR+Margin*
|
|
*Contract rate applies after the introductory rate has expired. May vary monthly
but never to exceed 18%.
May be subject to a 2% maximum annual adjustment, up or down, in a 12-month period. |
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VISA Credit Cards |
Non-Variable APR
|
|
VISA Classic
|
11.99%
|
|
VISA Gold
Qualifications: Credit score of 680 or higher. Annual income of $30,000 or more. Credit union approval. |
8.99%
|
|
Membership eligibility required. Visit our membership page for details. Your savings are federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.
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