Personal Loans & Lines of Credit

Personal Loans & Lines of Credit

  • We offer many options for personal lending and work with our members to figure out the best options for a variety of circumstances.

Fixed Rate Personal Loans

  • Beneficial for those that have a set dollar figure loan need such as paying off other debts at higher rates, or planning a family event, vacation, etc.
  • Great low and fixed rate options with flexible terms to customize your monthly payment.

Personal Line of Credit

  • A line of credit is a great way to ensure your accounts have overdraft protection, while also offering flexible borrowing options.

How is a personal line of credit different from Courtesy Pay?

  • Courtesy Pay is sometimes referred to as “Privilege Pay” or “Smart Pay”. With Courtesy Pay a financial institution covers your payments to prevent you from bouncing checks. Instead of paying back what you borrowed plus interest, you have to pay back what you borrowed and pay a fee, sometimes as high as $40.
  • With a Personal line of credit the only cost to you is the interest on the funds borrowed.
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