| Monthly account fee | FREE |
| Minimum Checking Account Balance | No minimum balance |
| First check order for a new checking account (30 checks) | FREE |
| Official Checks | 3 FREE/month then $ 2.00 |
| Stop payment (Check or ACH) | $ 25.00 |
| MessagePay Debit Card Fee | $ 5.99 |
| MessagePay ACH Fee | FREE |
| Inactivity fee (No activity for more than one year) | $ 15.00/month |
| Returned mail/bad address fee | $ 10.00 |
| Insufficient funds fee | $ 25.00 |
| Returned check fee | $ 25.00 |
| Loan Late fee | $ 25.00 |
| Skip-A-Pay fee | $ 25.00 |
| Club Account Excess withdrawal fee | 1 free/month then $ 15.00 |
| Cleared Check Copy | FREE |
| Early withdrawal penalty - 12 month term or less | 90 days interest |
| Early withdrawal penalty - terms longer than 12 months | 180 days of interest |
