Loan Special - Rates as low as 1.50%!
- All vehicle model years 2016-2021
- 48 month loan 1.50%, 60 month loan 1.75%, 72 month loan 2.00%
- Membership eligibilty required.
- Does not apply to refinace of current Gates Chili Credit Union loans.
- Loan special is not eligible for dealer rate match.
- Subject to additional underwriting criteria.
- Credit score of 640+ to qualify for best rate.
What types of vehicles do we finance?
We’ll finance any model year car, truck, SUV or Motorcycle.
Visit our Recreational Vehicle Loans page for information on loans for trailers, motor homes, boats, ATVs, snowmobiles and more.
How much will we finance?
All vehicle loans offer 100% financing (vehicle cost, extended warranties, taxes and fees) and flexible terms up to 72 months.
Dealer Rate Match
We offer a rate match program on new and used vehicle loans if you are offered a more favorable rate elsewhere. We must receive the dealer's rate in writing. Speak with a loan specialist for details.
If you're thinking of shopping for a vehicle, we recommend applying for a pre-approval. Pre-approvals are good for 90 days, lock in the rate at the time of application and give you the peace-of-mind of knowing that you're already approved for a loan while you shop.
Credit Score Improvement Program
When you apply for a loan with us, we review your credit history with you and offer tips on how to improve your credit score. After six months have passed, members can ask to have their credit score pulled for a $10 fee. If your score has improved, we'll adjust the rate on your loan. (If your score hasn't improved, we won't raise your rate). Our goal is to help our members reach their goals by improving their financial literacy. We offer our members this program as an incentive to work towards improving their financial health.
Easy Loan Payments
- Automatically take your loan payment from your direct deposit
- Automatic transfers from your account
- Set up scheduled or one-time transfers using our Online Banking
- Make transfers from AnytimeTeller, our 24-hr telephone teller
- Mail in your payment
- In person at the credit union office or through our Night Deposit Box
How to Apply
Give us a call or apply online