Gates Chili FCU is pleased to offer a variety of mortgage loan opportunities to our members.

Whether you are purchasing a home or refinancing a mortgage, you can look to the Gates Chili Federal Credit Union for exceptional service.

In partnership with OwnersChoice Funding, the Gates Chili Federal Credit Union offers mortgage financing. A full-service mortgage corporation serving credit unions in the greater northeast, OwnersChoice is a trusted partner for credit union mortgage lending with over 25 years of exclusive credit union mortgage experience.

Our mortgage program through OwnersChoice features:

• Low interest rates and closing costs
• Expert support and assistance
• Financial calculators
• Secure online applications with pre-approvals in minutes
• Online mortgage center that lets you make payments and view your mortgage information 24/7

In addition to conventional mortgages, we are now also offering FHA, VA, and USDA mortgage financing.

FHA Mortgage Loans

A federally-assisted program that helps homeowners obtain attractive interest rates with less stringent and more flexible qualification requirements.

• 3.5% down payment
• All funds can come as a gift from a relative
• 6% seller concession

USDA Mortgage Loans

Offered to rural property owners

• 100% financing, 6% seller concession permitted
• All funds can come as a gift
• Only for certain rural and suburban-area properties

VA Mortgage Loans

Offered to Veterans and their spouses

• 100% financing
• Seller can pay all closing costs
• Must be an eligible veteran

If you are looking for competitive mortgage financing from a lender you can trust, contact our mortgage professional at OwnersChoice today

For more information, call (800) 342-4998, visit OwnersChoice.com or email mortgage.member.loan.services@ownerschoice.com.