Gates Chili FCU is pleased to offer a variety of mortgage loan opportunities to our members.
Whether you are purchasing a home or refinancing a mortgage, you can look to the Gates Chili Federal Credit Union for exceptional service.
In partnership with OwnersChoice Funding, the Gates Chili Federal Credit Union offers mortgage financing. A full-service mortgage corporation serving credit unions in the greater northeast, OwnersChoice is a trusted partner for credit union mortgage lending with over 25 years of exclusive credit union mortgage experience.
Our mortgage program through OwnersChoice features:
- Low interest rates and closing costs
- Expert support and assistance
- Financial calculators
- Secure online applications with pre-approvals in minutes
- Online mortgage center that lets you make payments and view your mortgage information 24/7
In addition to conventional mortgages, we are now also offering FHA, VA, and USDA mortgage financing.
FHA Mortgage Loans
A federally-assisted program that helps homeowners obtain attractive interest rates with less stringent and more flexible qualification requirements.
- 3.5% down payment
- All funds can come as a gift from a relative
- 6% seller concession
USDA Mortgage Loans
Offered to rural property owners
- 100% financing, 6% seller concession permitted
- All funds can come as a gift
- Only for certain rural and suburban-area properties
VA Mortgage Loans
Offered to Veterans and their spouses
- 100% financing
- Seller can pay all closing costs
- Must be an eligible veteran
If you are looking for competitive mortgage financing from a lender you can trust, contact our mortgage professional at OwnersChoice today