With a Share Secured Loan or Credit Card, you can use the funds in your savings account as collateral to allow you to borrow. These loans have a lower interest rate than a personal loan.

Share Secured Loan Benefits & Highlights

• Quick approval
• A great way to establish or reestablish credit
• Ability to earn dividends on your savings balance over the term of the loan
• Borrow up to 100% of your Savings Account balance
• Low fixed rates on 12-72 month loans
• Convenient repayment options

Share Secured Credit Card Benefits & Highlights

• Quick approval
• A great way to establish or reestablish credit
• Ability to earn dividends on your savings balance over the term of the loan
• Borrow up to 90% of your Savings Account balance
• Convenient repayment options