Member Resources Education
As a credit union, we strive to provide our members with financial education that will help members reach their financial goals and improve their lives. Below are a number of resources, sites and articles that will help you set goals, build budgets and understand your finances.
Plan for Retirement
The Social Security Administration offers calculators and other resources to help you prepare for retirement and calculate your anticipated social security benefits.
Save for College
The Department of Education offers information on saving for college, securing student loans, and information on student loan forgiveness.
Personal Budgeting Worksheet
This Make a Budget worksheet from the Federal Trade Commission, helps you evaluate which expenses are flexible and which are fixed. Use the worksheet for at least two or three consecutive months. This will give you an idea of how you are spending your money and changes you can make to improve your situation.
Free Credit Reports
The only free source. Order a free credit report every 12 months from each of the three credit bureaus.
ScoreInfo.org by FICO
ScoreInfo was created by FICO, the company that invented the FICO® Score, to help consumers understand and benefit from the risk-based pricing and credit score disclosure notices they receive in the mail from U.S. lenders in accordance with federal regulations.
FICO's website includes an educational section with articles and resources that help to demystify credit scoring and credit reports.
Research a Mortgage
The Consumer Financial Protection Bureau provides resources to help you “know before you owe” on a mortgage along with helpful budgeting information.
This site provides tools to help parents as well as educators teach children to manage money wisely and develop good financial habits. Provides basic information about starting a business, earning money, spending it wisely, and saving and investing. Includes quizzes, games, and more.
Consumer Financial Protection Bureau
Children learn from watching you earn, shop, save, and borrow – you’re the top influence on their financial lives. And you don’t need to be a money expert to help them start out strong.
Practical Money Skills
Consumers, educators, parents, students and policymakers can access free educational resources, including personal finance articles, games and lesson plans.
Uses tv shows, activities and articles to help teach students about personal finance, investing and business ownership.
Report a Cyber Crime
The Internet Crime Complaint Center is a joint effort of the Federal Bureau of Investigation (FBI), the National White Collar Crime Center (NW3C) and the Bureau of Justice Assistance (BJA). The complaints submitted to the IC3 cover an array of cyber crime including theft of intellectual property rights, computer intrusion, economic espionage, online extortion, and international money laundering. Numerous fraud schemes such as identity theft, phishing, spam, reshipping, auction fraud, payment fraud, counterfeit goods, romance scams, and non-delivery of goods are reported to the IC3.
Consumer Guides and Protection
USA.gov, the U.S. government's official web portal, provides an A to Z resource on consumer guides and protection.
Consumer Information Center
Contains full text versions of hundreds of the best federal consumer publications available and they are all free!
Bankrate is a very comprehensive site covering mortgage & CD rates, auto loans, credit cards, mortgages and more.
MsMoney: Personal Finance for Women
The mission of MsMoney.com Inc. is to help educate and empower people about their wealth, career and well-being so they can lead happier and more fulfilling lives. This site teaches people the fundamentals of personal finance, financial health, career building and money-related life skills.
We're committed to providing resources and benefits that enhance our members' lives.