Rates
| Loan Type | Rate |
|---|---|
| Auto Loans | Rates as low as 5.49% APR* |
| Personal Loans | Rates as low as 9.99% APR* |
| Personal Lines of Credit | Rates as low as 11.99% APR* |
| Visa Credit Cards | Visa Classic - 11.99% APR* Visa Gold - 8.99% APR* |
| Home Equity Line of Credit | FIXED rate - Rates as low as Prime + 1.25%** VARIABLE rate – Rates as low as Prime + 0.25%** No closing costs for loans over $25,000*** |
| Motorcycle Loans | Rates as low as 8.50% APR* |
| Boat/RV Loans | Rates as low as 9.99% APR* |
| Secured Loans/Visa | Secured Loan - 5.00% APR* Secured Visa – 11.99% APR* |
| Deposit Rates | Rate | APY |
|---|---|---|
| Savings | 0.01% | 0.01% |
| Checking | 0.00% | 0.00% |
| Club | 0.01% | 0.01% |
| Money Market | 0.01% | 0.01% |
| 6 Month Certificate | 0.01% | 0.01% |
| 12 Month Certificate | 0.01% | 0.01% |
*Annual Percentage Rate. Loan terms and rates are based upon applicant’s credit history, score, loan term, collateral if applicable, verifiable income, and financing options. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates are subject to change at any time.
** Contract rate applies and may vary monthly, never to exceed 18%. May be subject to a 2% maximum adjustment in a 12-month period. Prime Rate as reported by the Wall Street Journal.
*** Should the Home Equity Line be closed within the first 36 months of the loan open date you must reimburse Gates Chili FCU for the actual costs and fees paid in connection with opening the line of credit.
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