ATM Network | Services
ATM Network
Surcharge Fee Free ATM Network
To provide members with 24-hour access to the funds in their account, members can order a free ATM or Debit Mastercard and take advantage of our surcharge-fee free ATM network.
Through this network, members can use over 90 credit union ATMs in the Rochester and Western New York area without being charged a surcharge fee. That includes all ESL, Advantage, Xceed, and The Summit Federal Credit Union locations.
ATM Network
Surcharge Fee Free ATM Listing
Please note: All surcharge-free locations are subject to change. "No-fee" is in regards to surcharge fees. Fees for balance inquiries and other services may still be charged. View Fees
Avon
ESL FCU, 238 East Main Street, Avon, NY 14414
Batavia
ESL FCU, 4214 Veterans Memorial Drive, Batavia, NY 14020
Family First FCU, 2520 Browncroft Blvd, Rochester, NY 14624
Brighton
ESL FCU, 100 Canal View Boulevard, Rochester, NY 14623
ESL FCU, 2560 Monroe Avenue, Brighton, NY 14618
The Summit FCU, 1660 Monroe Avenue, Rochester, NY 14618
Xceed FCU, 3330 Monroe Avenue, Rochester, NY 14618
Brockport
ESL FCU, 6670 Fourth Section Road (Rt 31), Brockport, NY 14420
Reliant FCU, 6265 Route 31, Brockport, NY 14420
Buffalo
The Summit FCU, 2290 Delaware Avenue, Buffalo, NY 14216
Canandaigua
ESL FCU, 4175 Recreation Drive, Canandaigua, NY 14424
Reliant FCU, 3255 Moran Road, Canandaigua, NY 14424
Chili
ESL FCU, 3169 Chili Avenue, Rochester, NY 14624
St. Pius X FCU, 2998 Chili Avenue, Rochester, NY 14624
Churchville
ESL FCU, 45 South Main Street, Churchville, NY 14428
Cicero
The Summit FCU, 6091 State Route 31, Cicero, NY 13039
Clarence
The Summit FCU, 5641 Transit Road, East Amherst, NY 14051
East Rochester
Xceed FCU, 300 Main Street, Suite 148, East Rochester, NY 14445
Farmington
ESL FCU, 1100 Corporate Drive, Farmington, NY 14425
Gates
Advantage FCU, 1975 Buffalo Road, Rochester, NY 14624
ESL FCU, 50 Spencerport Road, Rochester, NY 14606
ESL FCU, 4 Hinchey Road, Rochester, NY 14624
Geneseo
ESL FCU, 22 Ryan Drive, Geneseo, NY 14454
Geneva
Reliant FCU, 990 Route 5 & 20, Geneva, NY 14456
Greece
ESL FCU, 271 Greece Ridge Center Drive, Rochester, NY 14626
ESL FCU, 745 Long Pond Road, Rochester, NY 14612
ESL FCU, 3508 Mt. Read Blvd, Greece, NY 14615
ESL FCU, 4440 Dewey Avenue, Rochester, NY 14616
ESL FCU, 2480 Ridgeway Avenue, Rochester, NY 14626
The Summit FCU, 100 Marina Drive, Rochester, NY 14626
Xceed FCU, 1560 West Ridge Road, Rochester, NY 14615
Hamlin
ESL FCU, 1658 Lake Road (Rt 19), Hamlin, NY 14464
Henrietta
ESL FCU, 2550 East Henrietta Road, Rochester, NY 14623
Ever $ Green FCU, 2761 East Henrietta Road, Rochester, NY 14623
The Summit FCU, 3333 West Henrietta Road, Rochester, NY 14623
Xceed FCU, 1425 Jefferson Road, Rochester, NY 14623
Hilton
ESL FCU, 229 East Avenue, Hilton, NY 14468
The Summit FCU, 73 Railroad Avenue, Hilton, NY 14468
Honeoye Falls
ESL FCU, 145 West Main Street, Honeoye Falls, NY 14472
Pittsford FCU, 166 Main Street West, Honeoye Falls, NY 14472
Irondequoit
ESL FCU, 2255 East Ridge Road, Irondequoit, NY 14622
ESL FCU, 518 East Ridge Road, Rochester, NY 14621
Reliant FCU, 625 Titus Avenue, Rochester, NY 14617
The Summit FCU, 2121 Hudson Avenue, Rochester, NY 14617
The Summit FCU, 1000 South Avenue, Rochester, NY 14617
Liverpool
The Summit FCU, 4336 Wetzel Road, Liverpool, NY 13090
Macedon
ESL FCU, 1503 Canandaigua Road, Macedon, NY 14502
ESL FCU, 3270 Canandaigua Road, Macedon, NY 14502
Reliant FCU, 1520 Victor Road, Macedon, NY 14502
Mendon
Pittsford FCU, 1321 Pittsford-Mendon Road, Mendon, NY 14506
Newark
ESL FCU, 140 South Main Street, Newark, NY 14513
Reliant FCU, 205 North Main Street, Newark, NY 14513
Reliant FCU, 1250 Driving Park Avenue, Newark, NY 14513
Penfield
ESL FCU, 1610 Penfield Road, Rochester, NY 14625
ESL FCU, 1854 Empire Blvd, Webster, NY 14580
ESL FCU, 2059 Fairport Nine Mile Point Road (Rt 250), Penfield, NY 14526
Family First FCU, 1835 Fairport Nine Mile Point Road, Penfield, NY 14526
The Summit FCU, 2146 Penfield Road, Rochester, NY 14526
Perinton
ESL FCU, 550 Moseley Road, Fairport, NY 14450
Pittsford
ESL FCU, 11 State Street, Rochester, NY 14614
Pittsford FCU, 20 Tobey Village Road, Pittsford, NY 14534
Pittsford FCU, 111 East Jefferson Road, Pittsford, NY 14534
Rochester
Advantage FCU, 225 West Broad Street, Rochester, NY 14608
Advantage FCU, 1625 Mt. Hope Avenue, Rochester, NY 14620
Advantage FCU, 224 Alexander Street, Rochester, NY 14607
Advantage FCU, 1425 Portland Avenue, Rochester, NY 14621
Advantage FCU, 333 Humboldt Street, Rochester, NY 14610
Advantage FCU, 500 University Avenue, Rochester, NY 14607
Advantage FCU, 601 Elmwood Avenue, Rochester, NY 14620
Advantage FCU, 1000 South Avenue, Rochester, NY 14620
Advantage FCU, 60 Crittenden Blvd #70, Rochester, NY 14620 (Flaum Atrium, Anthony Hall)
ESL FCU, 225 Chestnut Street, Rochester, NY 14607
ESL FCU, 215 Merchants Road, Rochester, NY 14604
ESL FCU, 1490 Lake Avenue, Rochester, NY 14615
Family First FCU, 4870 Culver Road, Rochester, NY 14622
The Summit FCU, 2315 East Main Street, Rochester, NY 14609
The Summit FCU, 333 Plymouth Avenue, Rochester, NY 14626
Scottsville
ESL FCU, 3892 Scottsville Road (Rt 383), Scottsville, NY 14546
Sodus
Reliant FCU, 10 Benton Place, Sodus, NY 14551
Spencerport
ESL FCU, 41 Nichols Street, Spencerport, NY 14559
Syracuse
The Summit FCU, 1400 Erie Blvd East, Syracuse, NY 13210
The Summit FCU, 728 East Genesee Street, Syracuse, NY 13210
Victor
ESL FCU, 200 Cobblestone Court Drive, Victor, NY 14564
ESL FCU, 250 West Main Street (Rt 96), Victor, NY 14564
Webster
ESL FCU, 1055 Ridge Road, Webster, NY 14580
ESL FCU, 1854 Empire Blvd, Webster, NY 14580
Family First FCU, 964 Ridge Road, Webster, NY 14580
Family First FCU, 850 Ridge Road, Webster, NY 14580
Reliant FCU, 950 Ridge Road, Webster, NY 14580
Xceed FCU, 800 Phillips Road, Building 335, Webster, NY 14580
Xceed FCU, 800 Phillips Road, Building 208, Webster, NY 14580
Xceed FCU, 189 West Main Street, Webster, NY 14580
Wolcott
Reliant FCU, 12030 Park Lane, Wolcott, NY 14590 (Bob's Big M)
Greater Account Access & Convenience
We provide our members with a variety of services to provide them with greater access to their accounts, convenience services, special offers and additional free or low-cost services.